ABOUT NEENV

Building the Credit Rails for India's Supply Chains

Neenv is an AI-native supply chain finance platform, financially empowering under-served micro and small business partners across India's brand-led ecosystem. Digital first. Collateral free.

72 HrDISBURSAL
Upto ₹2CrPER PARTNER
ZeroCOLLATERAL
OUR MISSION

Credit Should Follow the Trade, Not the Title Deed

India's brand-led supply chains run on millions of micro and small businesses that move goods every day — yet remain under-served by traditional lending because they lack the collateral a bank expects. Neenv exists to close that gap: we combine channel data, AI underwriting and NBFC capital so a dealer's credit line reflects the business they actually do.

AI-Native Underwriting

Credit decisions driven by supply chain data and transaction behaviour, not by property collateral.

Collateral Free

Micro and small partners access working capital on the strength of their trade relationships alone.

Digital First

Onboarding, sanction and disbursal run end to end on the platform — with funds moving in 72 hours.

Built for Brand Ecosystems

One platform connecting brands, distributors, dealers and suppliers to the financial institutions funding them.

MEET THE FOUNDING TEAM

Built by the People Who've Done This Before!

Vikash Goenka

Vikash Goenka

Co-Founder

25+ years of Banking experience in Client Coverage, Trade Finance, Credit & Risk Management.

Abhishek Lall

Abhishek Lall

Co-Founder

25+ years of Sales experience in SME & Supply Chain Finance domain across Banks and Fintech.

Vijay Dhingra

Vijay Dhingra

Co-Founder

24+ years of Compliance, Governance, Legal & Finance experience in BFSI space across NBFCs.

Rahul Chaplot

Rahul Chaplot

Chief Technology Officer

IIT Bombay alumnus with 8+ years of experience in Fintech Product & Technology.

Capital Should Move as Fast as Commerce

Your supply chain doesn't wait. Your financing shouldn't either. Get funded in 72 hours.

AI-Native PlatformCollateral-Free72 Hr Disbursal100% Digital